Terms of Use

By accessing and using any part of the www.arimi.org website and RISKWISE newsletters (“Website & Newsletters”), you shall be deemed to have accepted to be legally bound by these Terms of Use. If you do not agree to these Terms of Use, please do not use the Website & Newsletters. Any continued use of the Website & Newsletters at any time will imply that you have accepted these Terms of Use.


These Terms of Use may be changed from time to time. All changes will be posted on this page, and your use of the Website & Newsletters after such changes have been posted will constitute your agreement to the Terms of Use as changed.


This Website & Newsletters and their contents are subject to copyright protection under the laws of Singapore and, through international treaties, other countries. The copyright in the contents and materials available on this Website & Newsletters as a whole is owned by Asia Risk Management Institute Pte Ltd (“Institute”). However, the copyright in some contents and materials incorporated within this Website & Newsletters may be owned by third parties where so indicated. They own the intellectual property rights to the materials on the linked sites. 

The Institute's logo should never be removed from pages on which they originally appear. The Institute's webpages should always appear exactly as posted without variation, unless the prior written approval of the Institute is obtained.

You must not otherwise exercise the copyright in the whole or any part of the contents and materials in this Website & Newsletters for any other purpose except as expressly permitted by any applicable law or with the Institute's prior written consent.


The logo and name of the Institute or any of its affiliates are trademarks of the Institute or its affiliates. The Institute has policies governing the use of its name, including the names of its modules and programs, and its trademarks. The use, reproduction, copying or redistribution of trademarks without the prior written permission of the Institute or its affiliates is prohibited. All other trademarks appearing on this Website & Newsletters are the marks of their respective owners.



The Institute has used reasonable endeavours to ensure that the information and materials posted on this Website & Newsletters are correct at the time of posting.

However, the Institute gives no warranty and accepts no responsibility or liability for the accuracy or the completeness of the information and materials provided here for any purpose whatsoever. No reliance should be made by any user on the information or material so posted; instead, the user should independently verify the accuracy and completeness of the information and/or materials with the Institute.

The user acknowledges and agrees that the Institute shall not be held responsible or liable in any way for any and/or all consequences (including, without limitation, damages for loss of profits, business interruption, or loss of information) that may be incurred by the user as a direct or indirect result of using, or the inability to use, any materials or contents on this Website, even if the Institute has been advised of the possibility of such damages in advance and no right of action will arise as a result of personal injury or property damage, howsoever arising, sustained as a result of reference to, or reliance upon, any information contained in, or omitted from, this Website & Newsletters, whether through neglect or otherwise.

The Institute reserves the right at any time, from time to time, to make changes to the whole or any part of these terms and/or the services offered on this Website & Newsletters as it deems appropriate.

Links from ARiMI Website & Newsletters to Other Websites

This Website & Newsletters may contain links to other World Wide web sites or resources operated by parties other than the Institute. Such links are provided as a service for the convenience of the users of this Website & Newsletters. As the Institute has no control over such sites and resources, the user acknowledges and agrees that the Institute is not responsible nor liable for any content or material on or available from such sites or resources. In providing such links, the Institute does not in any way, expressly or implicitly, endorse the linked sites or resources or the respective contents thereof. The user further acknowledges and agrees that the Institute shall not be responsible or liable, whether directly or indirectly, for any damage or loss caused or sustained by or alleged to be caused or sustained by the user, in connection with the use or reliance on any information or material available on such linked sites or resources.

Links to ARiMI Website & Newsletters from Other Websites

The Institute should be notified in advance of any links to its Website & Newsletters from external websites. However, the Institute reserves the right to require the removal of any links from external websites to the ARiMI website & newsletters. Deep linking to ARiMI web pages is prohibited - any links created by the user to the Institute's website & newsletters should be text links containing our domain name and which transfer other visitors directly to our homepage. The Institute requires that the contents of its website & newsletters should not appear within the frames of others, nor be accompanied in any way by third-party material that may create a false or mistaken impression in the mind of the user about the Institute's affiliation or association with or endorsement of the third party site, frame, or material.