Dr. Er is the Program Director of Asian Risk Management Institute (ARIMI). He is also an adjunct faculty with the NUS Business School and Singapore Management University. He has many years of experiences in teaching and consulting. He holds a Bachelor of Accountancy (1st Class Honours) from the National University of Singapore, an MA(Applied Economics) and PhD(Risk Management and Insurance) from Wharton School, University of Pennsylvania.

Dr. Er has many years of risk management consulting experience alongside with his academic career. He has project managed numerous risk operational reviews, process and system design improvement projects. Organizations that he has worked with include the US EPA, the United Nations, the Singapore National Co-operatives Federation and the Singapore Chinese Chamber of Commerce and Industry. Dr. Er has invaluable exposure in dealing with a wide spectrum of working environments and cultures in this region. Throughout his multi-industry consulting experience, Dr. Er has designed and conducted numerous programs, seminars and workshops.